Best Board Games to Teach Your Kids about Money

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Do you want to teach your kids about money? How about spending more quality time with them too? Well if you’d like to do either one there is a perfect frugal solution to both. Family game night.

Game nights with family and friends are fantastic. Board games can teach kids a wide range of life skills including, interpersonal communication, problem-solving, and friendly competition. Plus, kids love playing games, especially when they have the opportunity to beat their parents.

Now image your game nights could help teach your children financial literacy skills as well? The key is to have fun and not let the kids realize they are being taught a valuable skill in the process. Introducing nine fantastic money games that will do just that!


The classic game of Payday makes family finance fun as it reminds everyone just where the money goes. This is a game of making and spending money! You’ll make money every month, but you might spend it just as fast.

Ages: 7+
Number of Players: 2+
What Payday Teaches About Personal Finance: Careers, lending money, paying bills, paying interest, and dealing with unexpected expenses.
Buy from Amazon: Pay Day Board Game (Editions may vary)

Moneywise Kids

Two simple, fast-paced games to improve valuable math skills that kids will use all of their lives like making change and budgeting money. In the game, each player starts with $100 and earns money each roll (based on the value of the die). However, they also must draw markers for real life expenses – like food and taxes – that they can choose to purchase or put back to buy later. The first person to have six “money wise” expense tokens and still have $100 in the bank is the winner!

Ages: 7+
Number of Players: 2
What Moneywise Kids Teaches About Personal Finance: Paying bills, money math, saving before spending.
Buy from Amazon: Moneywise Kids


The classic, fast-dealing property trading game. Put your token on the Go space and roll the dice to own it all in the fast-paced world of real estate. Make a move, make a deal and make a fortune to win it all. There can be only one winner in the Monopoly game.

Ages: 8+
Number of Players: 2+
What Monopoly Teaches About Personal Finance: Money management, decision making, investments, and long-term payoffs.
Buy from Amazon: Monopoly Board Game The Classic Edition

The Game of Life

Do you have what it takes to win The Game of Life game? You do it by choosing the life you want! Go to college, take the family path, have kids, or see what happens when unexpected twists change the game. Will you receive a fortune and lose it as quickly as you got it? Will you need a bank loan to pay a debt? Once everyone reaches the end of the game at retirement, everyone pays their debts and adds up their wealth. The player with the most money wins the game, so make sure it’s you! It’s all your choice when you play The Game of Life!

Ages: 8+
Number of Players: 2+
What The Game of Life Teaches About Personal Finance: Decision making about your career, college, marriage, children, and insurance.
Buy from Amazon: The Game of Life Electronic Banking

ACT Your Wage!

Based on Dave Ramsey’s Baby Step 2: Get out of debt by paying off everything but the mortgage, the goal of this board game is to be the first to yell, “I’m debt free!” A fun way for anyone to learn the principles of saving and spending! Have a family game night or invite friends over to play. It’s always competitive and fun.

Ages: 10+
Number of Players: 2-4
What ACT Your Wage Teaches About Personal Finance: Budgeting, debt reduction, Dave Ramsey’s 7 Baby Steps.
Buy from Amazon: Dave Ramsey’s Act Your Wage!

Charge Large

In today’s economy, getting and keeping good credit isn’t easy. But now you can take the crunch out of credit with CHARGE LARGE, the game that makes buying, building and even borrowing pay of big!

Travel around the board using cash and your gold credit card to scoop up prime properties. Buy strategically, borrow wisely, and pay back quickly to earn a platinum card. (It also helps to hit the lottery and collect rent!) If you’re the first to have cash, a zero credit balance, and the coveted black credit card, you’ve beaten the credit card blues, and won the game!

Ages: 12+
Number of Players: 2-4
What Charge Large Teaches About Personal Finance: Borrowing money, credit, credit cards, money management.
Buy from Amazon: Charge Large


In Acquire, each player strategically invests in businesses, trying to retain a majority of stock. As the businesses grow with tile placements, they also start merging, giving the majority stockholders of the acquired business sizable bonuses, which can then be used to reinvest into other chains. All of the investors in the acquired company can then cash in their stocks for current value or trade them 2-for-1 for shares of the newer, larger business. The game is a race to acquire the greatest wealth.

Ages: 12+
Number of Players: 3+
What Acquire Teaches About Personal Finance: Stocks, Trading, Stockmarket, Money management.
Buy from Amazon: Acquire Game

Bulls and Bears

Learn the ropes by making real-life investment decisions, responding to the market news, balancing your portfolio, planning for retirement, managing debt, and answering questions about fundamentals of economics and finance.

But beware: While skill and sound practices are key, unexpected events – and mean opponents – can upend the most well thought-out plans get ready for a wild ride.

Ages: 13+
Number of Players: 2-6
What Bulls and Bears Teaches About Personal Finance: Investing, basic economics, retirement planning, balancing portfolios and budgets.
Buy from Amazon: Bulls and Bears Educational Boardgame for Financial Literacy

Cashflow 101

Play your way out of the rat race by generating passive income through real estate, stocks, companies and more.

The Cashflow starts you in a typical 9-to-5 drag of a job, from there you’ll battle to acquire stocks, houses, apartments, companies and more to build up your passive income until you graduate from the RAT RACE to the FAST TRACK (Where the real money is made).

Ages: 13+
Number of Players: 1-4
What Cashflow Teaches About Personal Finance: Investing, passive income, managing a checkbook.
Buy from Amazon: CASHFLOW 101

Good luck with your family game night! Hopefully, your kids won’t beat you too bad and will learn some money management skills in the process.


  1. Great list. I am going to have to pick up a few of these. The only ones I have played are the classics Monopoly and Life!

    Actually reading Rich Dad, Poor Dad now by the creator of Cashflow 101. The name could be better, but the concept and the game sounds amazing!

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